If you are self-employed you may be wondering what the new Affordable Care Act means to you and your business. More specifically you may have questions about changes, if any, you need to make in order to be in compliance with the new laws concerning healthcare options.
Here are some quick tips to help you understand your rights and responsibilities if you are self-employed.
- The self-employed (meaning you have no employees) are not considered employers.
- You may use the individual marketplace to find health coverage that suits your needs.
- You may be eligible for lower costs on your monthly premiums for your private health insurance and out of pocket expenses.
- Marketplace plans cover free preventive services, pre-existing conditions, and essential health benefits.
Want to learn more about the new healthcare laws and your insurance options? As your independent insurance agent, I can help with questions about health insurance, life insurance, disability, long-term care and supplemental health plans. Together I’m sure we can find the best insurance coverage and rates for your needs and budget.
For more information about the Affordable Health Care Act or other insurance needs in Southern California, please contact Stacy my Insurance Lady today.