Covered California Health Plans promise to improve the quality of healthcare in the state by allowing individuals who were previously ineligible for healthcare coverage to buy relatively low-cost health plans.
It is the primary marketplace for individual health insurance in the state and allows individuals and small businesses to buy health insurance plans at more competitive rates than were available previously. The insurance exchange allows low-income individuals and those with a disability or previous health condition to qualify for, search for and enroll in an individual or group health plan that is tailored to their specific circumstances.
The healthcare exchange was established under President Obama’s Affordable Care Act and is designed to make healthcare coverage accessible to all individuals and families in the state. The online portal allows residents of California to compare different healthcare insurance options, determine which individual and group health plans they qualify for and enroll in them. The exchange also helps individuals determine if they are eligible to qualify for coverage through California’s Medi-Cal program for low income and no income individuals and families.
If you live in Los Angeles, California or neighboring areas in southern California and are looking for an independent insurance agent to help you navigate through the new healthcare landscape please contact the health insurance specialist Stacy My Insurance Lady today!