Many people think that because they have a major medical plan, that they do not need a supplemental health plan as well. However, major medical plans pay the doctor or provider directly but critical care plans pay YOU directly. Especially if you are self-employed, you may have a high deductible that needs to be met, then there is the cost of driving back and forth to the doctor, medication, loss of income and other expenses related to being hurt or sick that most likely are not covered by health insurance. As an agent, I have seen so many unforeseen accidents and illnesses, and the emotional, physical and financial toll that it can take on a family. Supplemental health plans can be very helpful and are quite affordable. They are available for accidents, illnesses, cancer, stroke, intensive care confinements and more. Please ask for more details.
