Life insurance is one of those things that none of us even wants to think about. BUT, the truth is, none of us knows when it’s our time, and if we have loved-ones depending on us for our income, having life insurance is critical. There are different schools of thought regarding term and whole life and how much life insurance is really necessary. It’s important to discuss your particular situation with me so that we can decipher what kind of plan and how much coverage best suits you.